Okay, here it is, our first grocery shopping of the new year. And we
did it on the coldest day that I can remember. It was -26 C (about -15 F
for those of you who might be metrically challenged) according to the
readout in the truck but it was at least nice and sunny. It almost seems
pleasant now because it is storming outside again today. The wind and
snow are bad enough that they have sent everyone home from work. Good
thing I'm still on holidays! I’m just hoping the
electricity stays on.
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| The first groceries of 2014. |
It
was nice that I got to go shopping, though. Usually, Hubby does the
shopping by himself after work so that we can avoid having to go on the
weekend. I love reading labels and squeezing produce but he really gets
grumpy if we have to fight the crowds to check out. So we had a nice
afternoon at the Superstore and I got some healthy ingredients for my
new diet. Have a look at that picture, not a single bit of junk except
for the oven fries and the cheese slices and those are all Hubby's! The
cheese slices were on sale, $3.00 instead of $6.99 so it was a great
time to stock up. I don’t use
them very much but Hubby has them in sandwiches all the time.
The veggies are always a staple in our house but I
purchased more because of the new diet. The pantry, as you can see, is full of temptation from Hubby’s
well wishers this Christmas. I think they are trying to kill us with kindness. These I will have to remove
from my view because there is so many good chocolates calling my name. They will make excellent Games Night prizes.
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| The Temptation |
After the madness of the Christmas spending spree we're
back to budgeting. I'm serious about paying of our mortgage this year.
We figure that if we can put down $5000 against the principal this year,
we can be done by November. This sounds more than doable. We have both
cashed out our banked overtime (hundreds of hours each) and will use
that, with some savings, to fund this year's RRSP contribution. The tax
rebate will be used to pay down the mortgage.
The Bill
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| The Total |
With that in mind, I spent some time earlier looking for a way to track our spending. I found a good
spreadsheet on
Sqawkfox's site to analyze my monthly and
annual spending and Hubby made one using mostly her categories to track daily spending. Now I just need to be diligent in filling in what we spend everyday. Retirement is still on the near horizon and I have to know how much we'll need to survive.
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| Daily Expense Form |
So, the diet starts on January 6. That's when I return to
work. Unless I win the lottery, then I’ll just jump for joy and book a flight
somewhere warm and toasty. Of course I’ll have to buy a new bathing suit. No,
forget the suits, we’ll go to a private beach where no suits are required. Oh to
dream as it’s storming outside and everything is closed. Hope you are all safe and sound and your vehicle starts.
